Terms 2018-02-16T13:25:35+00:00

Legal Terms and Disclaimer

Updated 14 August 2017


Terms of Use

The Announcer website (“website”) is owned and operated by Announcer Group Pty Ltd (ABN 63 111 823 388) (“Announcer”) having its registered office at Level 14, 210 George Street, Sydney, NSW 2000. By using and accessing this web site or any of its pages, you agree to be legally bound by these Terms of Use (including the Privacy Policy) detailed below. We may change the content or services on the web site without notice including the Terms of Use and the Privacy Policy. Your continued access to, or use of, the web site means that you agree to and accept the changes we make. We recommend that you periodically review these Terms of Use and Privacy Policy for changes. The information provided on this web site is prepared for residents of Australia only and should not be relied upon by residents of any other jurisdiction. Click on a topic title below to skip directly to the relevant section. or alternatively, use the scroll-bar to browse the document.

General Information Only

Information published on this website has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in this website is General Advice and does not take into account any person’s particular investment objectives, financial situation and particular needs.

Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.

Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products mentioned on this website.  You should also obtain and read this document prior to proceeding with any decision to purchase a financial product.

Accuracy and Currency of Information

Announcer, its officers, employees, agents and associates believe that the information and material provided on this web site is correct at the time of compilation but do not warrant the accuracy or currency of that information and material. You should carefully check the date of compilation of the information and material (where relevant) to determine its currency. Save for statutory liability which cannot be excluded, Announcer, its officers, employees, agents and associates disclaim all responsibility for any loss or damage which any person may suffer from reliance on the information and material on this web site or any opinion, conclusion or recommendation in the information and material whether the loss or damage is caused by any fault or negligence on the part of Announcer, its officers, employees, agents and associates or otherwise.

No Warranty

The information and opinions contained on the Site are provided without any warranty of any kind, either expressed or implied, to the fullest extent permissible pursuant to applicable law. Announcer further assumes no responsibility for, and makes no warranties that, functions contained on the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the servers that make it available will be free of viruses or other harmful components.


Copyright in all the material, works, software, design, text, graphics and code contained on or used to produce the web site and in the information and material and in its arrangement or layout, is owned or licensed by Announcer Group Pty Ltd unless otherwise indicated. Other than as permitted below your use of anything, in which Announcer owns copyright, is governed by the copyright laws of Australia and its international treaties with other countries. The material is freely accessible for browsing purposes only. You may not copy, publish, distribute, create works from or commercially exploit the content of this web site for any other purpose.

Loss or Damage to Your Systems

Announcer will not be liable for any loss or damage from any cause to your system or web site, or to people linking to this material from your web site, caused by or in connection with the use or link to this material. Any such loss or damage will be your responsibility. Announcer advises you to take your own precautions in relation to protecting your system or web site from malfunction or viruses.

Links To and From Other Sites

When you use a link to go from our web site to another site, none of these links comprise or imply support or recommendation of any other company, product or service by us. We do not control and are not responsible for the information on any other site found through our web site. Linking to and framing of this web site is not permitted without our express written consent.

This site is provided by Announcer Financial Planning on an “as is” basis.  Announcer Financial Planning makes no representations or warranties of any kind express or implied, as to the operation of the site or the information, content, materials, or products included on this site.

To the full extent permissible by applicable law, Announcer Financial Planning disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.  Announcer Financial Planning will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

This site is created and controlled by Announcer Financial Planning in, NSW, Australia.  As such, the laws of NSW and Australia will govern these disclaimers, and terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our site and these disclaimers, and terms and conditions at any time.

Should you choose to act on any of the information included in the website, you accept all risks and responsibility for losses, damages, costs and other consequences resulting directly or indirectly from using this site and any information or material available from or through it to the maximum permitted by law.

Announcer Financial Planning limits any liability that cannot be excluded to restoring the service, re-supplying the material or refunding any amount paid to  Announcer Financial Planning for the service or material. Any products or services provided by  Announcer Financial Planning may be modified over time.

None of the information and data contained in this website nor any opinion expressed constitutes a specific recommendation to purchase or sell a financial product, or to provide financial product advice.

Announcer Financial Planning and its associates is not engaged in rendering any legal or professional services by placing these general informational materials on this website.  We are not Licenced tax agents.

Announcer Financial Planning makes no representations or warranties about the accuracy or completeness of the information contained on this website. Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that  Announcer Financial Planning endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated.

Announcer Financial Planning does not warrant or represent that the site is error free or free from viruses or defects. You must do all that is necessary (including using virus checking software) to satisfy yourself that accessing this website will not adversely affect your computer system(s).

Announcer Financial Planning is the copyright owner of all text and graphics contained on this website, except as otherwise indicated. Other parties’ trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without prior written permission of Announcer Financial Planning.

Violators will be prosecuted to the maximum extent possible.

If any part of this disclaimer is held to be invalid, unenforceable or illegal for any reason, the remaining parts of the disclaimer shall nevertheless continue in full force.

This site is only relevant to Australian residents.

Social Media Terms of Use

Announcer Financial Planning ABN 24 079 308 615 is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) (we, us, our, or Announcer Financial Planning and offers the Social Media Pages (our Facebook, Linkedin, Twitter, Youtube, Instagram & Google+ Pages) as a service to provide you with information about us, our services, our events and other material of interest. The Social Media Page are available to the public and is openly available to all Social Media users.

In accessing and using our Social Media Pages, you must comply with the Social Media Terms of Service and also our own Social Media Terms of Use.

Announcer Financial Planning:

  • does not endorse any comments, advice, statements, visuals, videos or other material (Content) posted on our Social Media Pages;
  • does not represent or warrant the accuracy of the Content posted on our Social Media Pages; and
  • will not be liable for any Content posted on our Social Media Pages, including Content posted by any third party.

Whilst we will make all reasonable commercial efforts to monitor the Content that you post on our Social Media Pages, we expect that you will not post any Content that we may deem to be defamatory, abusive, offensive, intimidating, discriminatory, vilifying, racist, sexist, or that may be in breach of any law or industry code. In the event that you do post such material, we reserve the right to remove that material from the Social Media Pages immediately and without notice to you.

Announcer Financial Planning may, from time to time, provide hyperlinks to social media pages belonging to third parties (Linked Pages). We do not control content posted on the Linked Pages and we are therefore not responsible for any content found on them. We provide these hyperlinks for your convenience only, and do not endorse or approve any of the content found within Linked Pages. We do not take any responsibility or warrant the accuracy of any aspect of content or information provided on the Linked Pages.

While we take reasonable precautions to protect the security of our Social Media accounts (our Account), there remains a risk that our Account may be hacked or hijacked by a third party. In the event that this occurs, we will use reasonable efforts to ensure that we regain control of our Account as quickly as possible. However, we are not responsible for any inappropriate Linked Pages or Content posted while our Account was not under our control.

Announcer Financial Planning takes reasonable care to ensure that our intellectual property or trademarks are not misused by a third party. However, if a third party uses our intellectual property or trademarks to promote spam links to third party websites (Spam) or malicious software, we will use reasonable efforts to ensure that the unapproved content is removed from our Social Media Pages as quickly as possible. We are not responsible for any Content posted or damage caused by the Spam or malicious software. If you are unsure whether a link or Social Media page is associated with, or approved by Announcer Financial Planning, please contact us at hello@announcer.com.au.

Announcer Financial Planning may also remove without notice to you, any unapproved Content that is commercial in nature. Announcer Financial Planning is not responsible for any third-party advertising material that may be displayed by Facebook, Linkedin, Twitter, Youtube, Instagram & Google+ on our Social Media Pages.

Thank you for taking the time to observe our Social Media Terms of Use. Please email hello@announcer.com.au if you have any concerns about Content on the Announcer Financial Planning Facebook Page so that we can take the appropriate action.

Social Media Terms of Use last updated 04/01/2018