Case Studies

John* approached me via email in early January 2008. He had previously done thorough research on many financial planning firms prior to considering my firm. He conducted further research by seeking the thoughts and opinions of his work colleagues prior to deciding to seek my services. John had spent the last couple of months endeavouring to tidy up both his personal and business affairs and was looking to get some advice to develop a broader financial plan and look at further investment opportunities.

Mr John & Mrs Jane Smith*, were referred to our company in 2005 from an existing client. John & Jane were married for over 10 years before the untimely death of Jane from a pre-existing terminal illness, cystic fibrosis in August 2007.

John and Jane Smith* attended our agreed consultation earlier this year after being carefully selected through our marketing campaign. Their initial intention was to devise strategies to minimise tax, diversify into different categories of investments and reviewing their 2 property structures. John and Jane aged 41 and 44 respectively, have been married for 8 years with a 4 year old son Jack*. Given this is John’s second marriage, he also has a 14 year old daughter Jill*, to his previous partner of which he pays child support to. However, both indicated that they do not have wills, yet it was imperative to get the family assets protected.

John Smith* , aged 29 is the District Manager (ACT & NSW) of a well established restaurant chain. At the time, John came to me seeking advice on what to do with his finances as he had recently decided to move to Sydney from Canberra. John has minimal experience with managing his financial affairs outside of purchasing his first property at 25.

Mr John & Mrs Jane Smith* were invited into our office after being called from a competition. They are 43 and 34 years of age respectively with three young children ages 4, 2 and 4 months. They had found it difficult to see a financial planner due to the ages of their children and were delighted to be able to come see a professional on a Saturday that provided a crèche service during the meetings and admitted that they wouldn’t have done so otherwise.

John Smith* approached me 12 months ago, after being referred by another financial instituation. Dear Phillip, my name is John Smith and I am looking for a provider of professional independent financial services. The financial advice I require will review my current portfolio, and provide advice in relation to future investments with a view to leveraging my current asset base.

John and Jane Smith are married with no dependants and were originally from Ireland and gained their permanent residency recently. John is 30 and works as a team leader for a pharmaceutical company; Jane works for the NSW Department of Health. John's income is $78,000 excluding Superannuation and Jane's is $42,500 excluding Superannuation.